Onkout offers digital tools such as Damiin, which integrates QR Coding and the Know your Customer services to create a safer and more transparent environment for financial transactions. Onkout's awared-winning Smart Ayuuto platform offers culturally-aligned savings and credit services, while their Blue Star platform offers a secure digital wallet for transactions, in partnership with the Kenya Commercial Bank, and Comitly Financial Services. The Fintech company uses a wholesome approach linking users with other services such as mental health care.